03 8790 5701

Paranormal & Supernatural Investigators (PSIS) - Policy Cover

Insurance Coverage

$20 million Public & Products Liability and Advertising Injury
$1 million Errors & Omissions Liability
Excess Nil on all claims

Automatic Sub-limits of cover

$1,000,000 Property in Care, Custody & Control

Persons Automatically Covered

All individuals and all members of a club, group or association
All directors, employees and volunteers of an individual business


All sub-contractors are excluded from this policy. Any sub-contractor that you engage, must hold and maintain their own insurance cover.

Public & Products Liability Policy Cover

  • Covers a broad category of people and entities
  • Legal liability to pay compensation for personal injury, property damage and advertising liability
  • Broad definitions of personal injury, insured’s products, products liability and advertising liability
  • Property damage including any loss of use of property
  • Claims preparation costs
  • Property in your Care, Custody or Control
  • Vehicles Used as a Tool Of Trade
  • Court Attendance Costs
  • Cross Liability
  • Vehicles Unloading or Loading Goods
  • Sale or Supply of Goods

Errors & Omissions Liability Policy Cover

  • Covers Personal Injury or Property Damage arising out of any negligent error or omission

Minimum & Deposit Premium

The annual premium is a minimum and deposit premium, which means that there is no refund of any premium in the event you cancel the policy before the normal expiry date or the policy is cancelled by the insurer prior to the normal expiry date. Please note that we treat our remuneration as fully earned when we issue you with a tax invoice. We retain all of our commission, fees and other remuneration in full in the event of any mid-term cancellation of a policy or future downward adjustment of premium. There will be no refund of any Government or Underwriting fees, duties or levies.