Important Information

The following pages provide important information on matters that directly affect you and your insurance contracts. Every person seeking insurance has a common law duty of disclosure and must not misrepresent the facts or fail to disclosure a relevant fact. There is other information about common terms that appear in policy wordings and the bearing they have upon the contract of insurance that you hold. Please read and familiarise yourself with these terms and if you have any questions or are unsure about anything, please do not hesitate to contact us.

• Duty of Disclosure
• Indemnity
• Co-insurance
• Subrogation
• Contribution