Public & Products Liability Insurance Quote
There are many ways you can get a Public & Products Liability Insurance quote:
- Click on the "Quote Request" button above, complete the questionnaire and we will contact you.
- Call us on 03 8790 5701 and one of our friendly specialist brokers will help you.
- Complete the Contact Us form, leave a message and we will contact you.
- Complete the questionnaire below and we will contact you.
- You can also upload your current policy or renewal notice to assist us.
What is Public & Products Liability Insurance
A Public Liability policy indemnifies an insured in respect of his or her legal liability to third parties for death, bodily injury, including illness and for any other loss or damage to property which happens in connection with the conduct of the business insured under the policy. The indemnity relates only to legal liability and not to any moral responsibility that the insured may have. Before the policy can operate, there must be an accident or event which results in death, injury, illness, loss or damage, and which places a liability on the insured. Legal Liability refers to all forms of liability, for example: negligence, nuisance, trespass, liability under statute or conduct and vicarious liability.
A Products Liability policy indemnifies an insured against potential lossess arising out of the defective nature of goods manufactured or supplied by his or her business. A Products Liability policy indemnifies an insured in respect of legal liability to third parties for death, bodily injury, including illness and for any loss of or damage to property caused by or through the sale or supply of any commodity, article or thing in connection with the business insured under the policy.
What does Public & Products Liability Insurance cover
We all have a duty of care towards other people and property. If we negligently cause injury or damage to other persons or property then we can be held liable for the ensuing damages that may arise. As individuals, business owners and business operators you are accountable to third parties that come into contact with you or your business. These can include customers, employees, suppliers, contractors and general members of the public. If an accident occurs while you’re providing a service, a third party can sue your business, which can result in costly legal fees as well as the obligation to pay for the damage or injury you may have caused. Public & Products Liability insurance covers the costs of a claim, including third party legal fees and damages and your own legal fees.
Who does it cover
The policy will normally cover the company, business or firm, including all it's directors, officers and employees, whilst they are undertaking activities or services for and on behalf of the company.
Public & Products Liability Quote Form
If you would like us to review your current policy and to compare the market for an alternative quote, please complete the questionnaire below.
IN THE LAST FIVE YEARS HAVE YOU OR THE BUSINESS HAD
This will assist with getting you the best quote
Answer all questions correctly to comply with your duty of disclosure
YOUR INSURANCE DETAILS
My/Our attention has been drawn to the Important Notice section of this website and further I/We have read these notices carefully and acknowledge my/our understanding of their content. The above statements are true, and I/we have not suppressed or misstated any facts and should any information given by me/us alter between the date of this Proposal form and the inception date of the insurance to which this Proposal relates I/we shall give immediately notice thereof.