Insurance Coverage
$20 million Public & Products Liability and Advertising Injury
$1 million Errors & Omissions Liability
Excess Nil on all claims
Automatic Sub-limits of cover
$250,000 Property in Care, Custody & Control
Persons Automatically Covered
All individuals and all members of a club, group or association
All directors, employees and volunteers of an individual business
Sub-contractors
All sub-contractors are excluded from this policy. Any sub-contractor that you engage, must hold and maintain their own insurance cover.
Public & Products Liability Policy Cover
- Covers a broad category of people and entities
- Covers legal liability to pay compensation for personal injury, property damage and advertising liability
- Broad definitions of personal injury, insured’s products, products liability and advertising liability
- Covers property damage including any loss of use of property
- Claims preparation costs
- Covers property in your care, custody or control
Errors & Omissions Liability Policy Cover
- Covers Personal Injury or Property Damage arising out of any negligent error or omission