Insurance Coverage

$20 million Public & Products Liability and Advertising Injury
$1 million Errors & Omissions Liability
Excess Nil on all claims

Automatic Sub-limits of cover

$250,000 Property in Care, Custody & Control

Persons Automatically Covered

All individuals and all members of a club, group or association
All directors, employees and volunteers of an individual business


All sub-contractors are excluded from this policy. Any sub-contractor that you engage, must hold and maintain their own insurance cover.

Public & Products Liability Policy Cover

  • Covers a broad category of people and entities
  • Covers legal liability to pay compensation for personal injury, property damage and advertising liability
  • Broad definitions of personal injury, insured’s products, products liability and advertising liability
  • Covers property damage including any loss of use of property
  • Claims preparation costs
  • Covers property in your care, custody or control

Errors & Omissions Liability Policy Cover

  • Covers Personal Injury or Property Damage arising out of any negligent error or omission